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Renter's Protection

What happens to your stuff if there is a fire? A hurricane? We offer insurance products designed to protect your personal property in the face of unexpected events.

A Cypress Insurance Agent can provide you with a complete description of the Renters coverage we offer, and help tailor a policy to meet your unique needs.

Cypress Renters insurance offers:


Personal Property

Provides protection for your belongings in your home such as furniture and clothing.

Loss of Use

Provides reimbursement for your expenses such as meals or lodging when your rental becomes uninhabitable due to a covered loss.

Personal Liability

Provides protection for you if someone were to file a lawsuit against you, claiming you caused them bodily injury or property damage.

Medical Payments

Provides protection to someone not living at your residence if they are injured on your property.

Coverage you can count on!


Cypress also offers the following optional coverages and renter's discounts to help meet your insurance needs:

Optional Coverage

  • Replacement Cost for Personal Property
    Provides loss settlement for your personal property on a replacement cost basis, rather than an actual cash value basis.
  • Dog and Other Animal Liability
    Personal liability coverage for loss caused by your animal(s).
  • Water Backup*
    Coverage for damage to your home or personal property resulting from water which backs up through sewers or drains, or overflows from a sump.
  • Sinkhole Loss Coverage*
    Provides coverage for your home and personal property if either become damaged as the result of a sinkhole on your property.
  • Identity Theft Expense Coverage*
    Reimbursement for certain expenses like legal fees or lost wages that result from having your identity stolen.

Discounts

  • Burglar Alarm: Central Station or Local
  • Fire Alarm: Central Station or Local
  • Sprinkler*: Total or Partial
  • Superior Construction
  • Wind Loss Mitigation Features*
  • Roof Shape*
  • Community Building Code*

*FL Only
**TX Only
Please note that coverage options and discounts vary by state. Limits and exclusions apply. Coverage descriptions are for educational purposes only and do not imply or guarantee coverage included in a particular policy.