Rental Property Owners

If you have purchased real estate and are renting it to others as permanent residences or as long term rentals, Cypress offers protection to match your investment property needs.

A Cypress Insurance Agent can provide you with a complete description of the Rental Property coverage we offer, and help tailor a policy to meet your unique needs.

Landlord Coverage for All Your Needs

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Provides protection for the structure of your rental property in the event of a covered loss. For example: the walls, roof, or attached garage.

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Other Structures

Provides protection for the separate structures on your rental property, such as a detached garage or shed.

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Personal Property

Provides protection for your belongings within the rental property – coverage is not provided for your tenant’s personal property.

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Loss of Rent/Fair Rental Value

Provides coverage for your lost rental income if your rental property becomes uninhabitable due to a covered loss.

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Personal Liability

Provides protection for you if someone were to file a lawsuit against you, claiming you caused them bodily injury or property damage in connection with the rental

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Medical Payments

Provides protection to someone not living at your residence if they are injured on your rental property.

Homeowners Insights & Resources

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Find an Agent

A Cypress Insurance Agent can provide you with a complete description of the Rental Property Owner coverage we provide, and help tailor a policy to meet your unique needs.

Optional Coverage

Water Backup*

Coverage for damage to your home or personal property resulting from water which backs up through sewers or drains, or overflows from a sump.

Replacement Cost for Personal Property

Provides loss settlement for your personal property on a replacement cost basis, rather than an actual cash value basis.

Ordinance or Law*

Covers increases in the cost to repair your home due to local laws or ordinances.

Sinkhole Loss Coverage*

Provides coverage for your home and personal property if either become damaged as the result of a sinkhole on your property.

Screened Enclosure*

Coverage for hurricane loss to screened enclosures and carports.

Available Discounts

Central Burglar

Central Fire

Superior Construction

Indoor Sprinkler

New Home

New Purchase**

Certified Property Manager**

Wind Loss Mitigation Features*

Roof Shape / Mandatory Roof Covering

Secured Community*

Loss Free Renewal*

*FL Only

**TX Only

Please note that coverage options and discounts vary by state. Limits and exclusions apply. Coverage descriptions are for educational purposes only and do not imply or guarantee coverage included in a particular policy.

Virtual Experience

Equipment Breakdown Insurance

We welcome you to enjoy a virtual experience to learn more about the benefits of Homeowners Equipment Breakdown Insurance.

Do You Have Questions? We Have the Answers.

We have curated a comprehensive list of frequently asked questions to provide you with the information you need to make informed decisions.

Get in Touch

At Cypress Insurance, we are here to assist you with your insurance needs. Whether you have questions, need information, or want to discuss your policy options, our dedicated team is ready to help.